Your friend in payments.
PayMigo is one payments platform for merchants and the software companies that serve them. Take cards and ACH, onboard new accounts, track deposits, and handle disputes from a single dashboard.
Build software for small businesses? Earn revenue share on payments →
Whether you run a business or build software for businesses, PayMigo gives you the tools that fit how you work.
Accept payments, see where your money is, and keep everything in one place instead of five logins.
Add payments to your product, earn on every transaction, and keep your own brand in front of customers.
Earn competitive revenue share on the card and ACH volume your customers already run through your software. We handle underwriting, risk monitoring, compliance, chargebacks, and funding, so you add recurring revenue without building payments infrastructure or becoming a payment facilitator.
Get a competitive share of the processing revenue on every card and ACH payment your merchants run, up to %. Your share is structured to your merchant volume, with reporting across your whole portfolio.
Payments revenue recurs every month your merchants process and grows as they grow. It adds high-margin, recurring revenue to your P&L without adding headcount.
Underwriting and KYC, risk monitoring, compliance, chargeback management, settlement, and funding are handled by PayMigo, so your team stays focused on your product.
Launch with no-code hosted onboarding and checkout, or go deeper with APIs, SDKs, webhooks, and a sandbox. Full or partial white-label keeps your brand in front of your customers.
No. PayMigo provides the payments infrastructure, underwriting, and compliance, so you can offer payments without registering as a payment facilitator or building a risk team.
Our risk team monitors account activity around the clock, and we manage underwriting and chargeback disputes for the merchants we board. Partner responsibilities are spelled out in your partner agreement.
Through revenue share on processing, and optionally platform fees and split funding applied at the moment of sale. We’ll model it on your merchant volume.
Hosted onboarding and checkout need no code. API integrations typically take days, not months.
Yes. Low- and high-risk merchants are supported, subject to underwriting.
Tokenized checkout keeps card data off your servers and reduces your PCI scope.
Revenue share and program terms depend on your merchant volume and partner agreement.
From the first swipe at the counter to payments built into your software, PayMigo covers each part of the job.
Merchants apply online and get dashboard access right away. Software platforms use our hosted onboarding or the API to sign up merchants in minutes.
Accept cards and ACH in person, online, by invoice, or through payment links, using terminals, card readers, ecommerce plugins, or the API.
Keep deposits, statements, settlements, and disputes in one place, with a full view across every account you manage.
Pick who you are to see what matters most to you.
Choose a simple flat rate, cut your fees with PayMigo Zero, or let us build a custom program around your volume.
One rate, locked for the life of your account.
Eligibility depends on business type.
Cut your processing fees by up to 100% with a compliant dual pricing program.
Eligibility depends on business type.
Send us a recent statement and we'll find the program that fits.
Turn payments into a recurring revenue line for your software. How it works
For software platforms adding payments to their product.
Counter service or ecommerce, low risk or high risk, PayMigo has a setup that fits.
Simple. Friendly. Reliable.
Payment processing, merchant services, or payments built into your software: tell us what you need and we'll set it up with you. A PayMigo payments expert usually replies within one business day.
PayMigo Zero is a compliant dual pricing program. Your customers see a cash price and a card price, the card price covers processing, and you keep what you earn. One flat monthly fee, no processing fees.
Enter your monthly card sales and what you pay today. We'll compare it with PayMigo Zero.
Estimate only. Assumes one terminal and that card fees are covered through dual pricing. Your actual savings depend on your business type, card mix, and setup.
Fill out the form and a PayMigo payments expert will walk you through the program.
Countertop terminal, mobile reader, online payments, or a mix of all three.
Pass the card fee to customers, split it with them, or cover part of it yourself.
Take every major card and keep more of every sale from day one.
Your terminal is included with PayMigo Zero.
For retail shops, restaurants, and service counters. Chip, tap, and swipe.
Take payments on the go with a mobile reader for trucks, trades, and events.
Send invoices and payment links, or take payments on your website.
Eligibility depends on business type.
Tell us about your business. A PayMigo payments expert will reach out, usually within one business day.
Paymigo is an AI assistant and can make mistakes. Please don't share card or bank details here.